One (Financial Well‑Being) Model Fits All? Testing the Multidimensional Subjective Financial Well‑Being Scale Across Nine Countries

Author(s)
Angela Sorgente, Bünyamin Atay, Marc Aubrey, Shikha Bhatia, Carla 'Crespo, Gabriela Fonseca, Oy Yerin Güneri, Žan Lep, David Lessard ·, Oana Negru-Subtirica, Alda Portugal, Mette Ranta, Ana Paula Relvas, Nidhi Singh, Ulrike Sirsch, Maja Zupančič, Margherita Lanz
Abstract

A multidimensional model of emerging adults’ subjective financial well-being was proposed (Sorgente and Lanz, Int Journal of Behavioral Development, 43(5), 466–478 2019). The authors also developed a 5-factor scale (the Multidimensional Subjective Financial Well-being Scale, MSFWBS) intending to measure this construct in the European context. To date, data using this instrument have been collected in nine countries: Austria, Canada, Finland, India, Italy, Portugal, Romania, Slovenia, and Turkey. In the current study, data from these countries were analysed to test the validity of this model internationally. In particular, using an international sample of 4,475 emerging adults, we collected the following kinds of validity evidence for the MSFWBS: score structure, reliability, generalizability, convergent, and criterion-related evidence. Findings suggest that the MSFWBS (1) yields valid and reliable scores, and (2) works well in individualistic and economically developed countries, producing comparable scores. Implications for researchers and practitioners are discussed.

Organisation(s)
Department of Developmental and Educational Psychology
External organisation(s)
TED University, Università Cattolica del Sacro Cuore, International Management Institute New Delhi, Université du Québec à Trois-Rivières, Universidade de Lisboa, Universidade de Coimbra, Middle East Technical University, University of Ljubljana, Babeș-Bolyai University, Universidade da Madeira, University of Helsinki, Jaipuria Institute of Management
Journal
Journal of Happiness Studies
Volume
25
ISSN
1389-4978
DOI
https://doi.org/10.1007/s10902-024-00708-z
Publication date
02-2024
Peer reviewed
Yes
Austrian Fields of Science 2012
501004 Differential psychology
Keywords
ASJC Scopus subject areas
Social Sciences (miscellaneous)
Portal url
https://ucrisportal.univie.ac.at/en/publications/3929a0fd-5ef2-4e91-87fe-16d26c870ac5