Publikationen von Ulrike Sirsch

Does Parental Financial Socialization for Emerging Adults Matter? The Case of Austrian and Slovene First-Year University Students

Autor(en)
Ulrike Sirsch, Maja Zupančič , Mojca Poredoš, Katharina Levec, Mihaela Friedlmeier
Abstrakt

The study tested a model of first-year university students’ financial socialization focusing on parents as financial socialization agents and students’ present financial outcomes. Results from 395 Austrians (70% females) and 412 Slovenes (55% females) revealed significant pathways from recollected socialization experiences to students’ self-perceived financial learning outcomes (adopting parental role modeling and financial knowledge) and financial behavior control. Financial knowledge and behavioral control partly mediated the effect of prior socialization experiences on students’ financial behavior, financial relationship with parents, and financial satisfaction. Among country-specific pathways, adopting parental role modeling indirectly influenced financial outcomes in the Slovene students, whereas for the Austrian students, it was directly associated with better financial relationships with parents. Our findings on the pathways to healthy financial outcomes provide important suggestions to parents and emerging adult students.

Organisation(en)
Institut für Angewandte Psychologie: Gesundheit, Entwicklung und Förderung, Institut für Angewandte Psychologie: Arbeit, Bildung, Wirtschaft
Journal
Emerging Adulthood
ISSN
2167-6968
DOI
https://doi.org/10.1177/2167696819882178
Publikationsdatum
10-2019
Publikationsstatus
Veröffentlicht
Peer-reviewed
Ja
ÖFOS 2012
501005 Entwicklungspsychologie
Link zum Portal
https://ucris.univie.ac.at/portal/de/publications/does-parental-financial-socialization-for-emerging-adults-matter-the-case-of-austrian-and-slovene-firstyear-university-students(664c4deb-7bbe-4f6b-814f-9fb06afe5699).html